Oakland County Uninsured Motorist Lawyer
Call on our accident attorney for legal help!
car accidents are enough to upend someone's life. They can cause substantial bills,
lost wages, and lasting injuries. Here in Michigan, no-fault insurance
policies help any driver, regardless of fault, pay for medical expenses
and lost wages—but what about other damages? What happens when another
driver causes undue pain and suffering and they don't have the insurance
to pay you or your family the deserved compensation?
These questions can be difficult and even frightening to face if you or
your loved ones have suffered a
personalinjury on the road. At the Law Offices of Todd J. Stearn, P.C., our Oakland County
uninsured motorist attorneys have been dealing with personal injury cases
for over two decades, including countless car accident cases, and are
well-versed in the complications that can ensue in their aftermath.
If you were injured on the road and need answers on recovering compensation
from an uninsured driver, contact us today for a free consultation!
Understanding UM & UIM Insurance
One of the most common combinations of automotive coverages in Michigan
includes no-fault insurance and another standard policy from an insurance
provider. This coverage addresses a number of different incidents.
No-fault and standard provider auto insurance frequently covers:
- Medical bills, no matter who's at fault
- Lost wages due to injury, no matter who's at fault
- Car damages
For some cases, this coverage is sufficient, but in the case of personal
injury, when pain and suffering damages are often involved, this coverage
will not help. This is most critical when the driver at fault is uninsured.
If an uninsured driver is found to owe money they don't have to an
the compensation can be lost.
This is why uninsured (UM) and underinsured (UIM) motorist coverage is
essential for Michigan drivers. These policies make sure that, even when
negligence by an uninsured driver is proven in court, proper compensation
is paid. In these cases, the injured driver's UM/UIM coverage would
pay the remainder of whatever the guilty driver cannot.
Ensure the compensation you deserve!
Before your hearing, before filing your claim, before you're even hurt
on the road, it is advised that you obtain UM/UIM insurance. However,
even if you do not have such covered, the incisive and aggressive representation
that our Oakland County uninsured motorist lawyers offer at the Law Offices
of Todd J. Stearn, P.C. can be utilized to fight for the maximum compensation
possible in your case.
If you have questions about your options in an uninsured car accident claim, then
call our firm to speak to an experienced Oakland County car accident lawyer today!