Todd Stearn
Motorcycle Accidents: Legal Options for Injured Riders

Motorcycle accidents can lead to life-altering injuries, significant medical costs, and overwhelming stress. Unlike car accidents, motorcyclists are far more vulnerable to severe injuries due to the lack of structural protection. If you or a loved one has been injured in a motorcycle crash, understanding your legal options is essential to ensuring you get the compensation you deserve.

At the Law Offices of Todd J. Stearn, P.C., we’re here to help guide you through the complexities of motorcycle accident claims and fight for your rights.


Determining Fault in a Motorcycle Accident

Establishing who is at fault is one of the most critical steps in any motorcycle accident case. Michigan follows a comparative negligence rule, meaning multiple parties can share responsibility. However, proving another party was primarily at fault can significantly impact your ability to recover damages.

Common causes of motorcycle accidents include:

  • Distracted or negligent drivers

  • Failure to yield or obey traffic signs

  • Speeding or reckless driving

  • Poor road conditions or defective bike parts

Your motorcycle accident attorney will collect evidence, interview witnesses, and work with accident reconstruction experts if necessary to establish liability.


Navigating Insurance Claims

Michigan’s No-Fault insurance system adds a layer of complexity for injured motorcyclists. While No-Fault insurance typically covers medical expenses regardless of who caused the accident, motorcyclists are treated differently under the law.

Here’s what you need to know:

  • If a motorcyclist is injured in an accident involving a motor vehicle (like a car or truck), they may be entitled to Personal Injury Protection (PIP) benefits from the vehicle’s insurance.

  • If no motor vehicle is involved or there is a hit-and-run, coverage may be limited or unavailable.

An experienced motorcycle accident attorney can help identify all possible sources of coverage, especially in complicated or disputed scenarios.


Filing a Personal Injury Lawsuit

If your injuries are serious and someone else was at fault, you may be able to file a personal injury lawsuit. Compensation may include:

  • Medical bills not covered by insurance

  • Lost wages and reduced earning capacity

  • Pain and suffering

  • Emotional distress and reduced quality of life

Lawsuits must typically be filed within three years of the accident date in Michigan, making it crucial to act quickly.


Why You Need a Motorcycle Accident Attorney

Motorcycle accident claims are not like typical car accident cases. Insurers often try to unfairly blame motorcyclists, and the unique legal landscape in Michigan can make it difficult to recover full compensation.

At the Law Offices of Todd J. Stearn, P.C., we have extensive experience representing injured riders. Our team understands the tactics insurance companies use and will fight aggressively to protect your rights.


Injured in a Motorcycle Accident? Contact Us Today.

Don’t navigate the legal aftermath of a motorcycle crash alone. Trust a seasoned motorcycle accident attorney who knows how to win.

📞 Call the Law Offices of Todd J. Stearn, P.C. today to schedule your free consultation and get the representation you need to move forward with confidence.